Green Mortgages
Green Mortgages provide discounts on loan fees or interest rates for homes that are certified as energy-efficient and environment-friendly. One of the best tools for making a dream home more affordable while saving on the cost of power, heating and cooling is the energy-efficient and environment-friendly “Green” Mortgages.
Benefits
- Green Mortgage promotes environmental consciousness among homeowners
- Environmentally-friendly homes will have better resale value
- Attract more customers and create a new market niche
- Help customers use less energy to lessen their family’s footprint
- An energy efficient home is cheaper to maintain and has lower monthly utility costs
Eligibility Criteria*
| Eligibility Criteria |
Qataris |
Expatriates |
| Maximum loan amount |
QR 5,000,000 |
QR 4,000,000 |
| Maximum loan tenure |
20 years |
20 years |
| Minimum monthly income |
QR 15,000 |
QR 15,000 |
| Maximum age |
70 years at maturity of the loan |
65 years at maturity of the loan |
| Minimum Salary Credits |
1 Salary credit with Doha Bank |
3 Salary credits with Doha Bank |
* Other Terms and Conditions Apply
Documents required for Salaried Employees
- Signed and Completed Application Form
- Original Qatari ID Card & Passport with Valid Visa (for Expats)
- Salary Certificate addressed to Doha Bank
- Last 6 months Original Bank Statements (if Salary is being transferred to another Bank)
- Liability Letter from Other Bank addressed to Doha Bank (if Loan is being transferred from another Bank)
- Quotation from Developer / or Preliminary Sale Agreement between Seller and Buyer
- Copy of Sale Purchase Agreement for Resale cases
- Air Conditioner – Certificate of Ownership / Invoice – showing the QS SASO 2663/2013 Certification Star Rating of the product
- Light Bulbs / Lamps – Proof of Purchase / Invoice (showing the Energy Star Rating)
- Building Plan / Materials – Invoice / Proof of Building Materials being used / that will be used in the construction
Documents required for Self-Employed
- Signed and Completed Application Form
- Original Qatari ID Card & Passport with Valid Visa (for Expats)
- Last 6 months Original Personal Bank Statements
- Last 12 months Original Business Bank Statements
- Liability Letter from Other Bank addressed to Doha Bank (if Loan is being transferred from another Bank)
- Audited Financial Statements of last 2 years
- Copy of Trade License
- Copy of Commercial Registration
- Rental Contract from Government or Private (if Rental Income is being considered)
- Copy of Sale Purchase Agreement for Resale cases
- Quotation
- Air Conditioner – Certificate of Ownership / Invoice – showing the QS SASO 2663/2013 Certification Star Rating of the product
- Light Bulbs / Lamps – Proof of Purchase / Invoice (showing the Energy Star Rating)
- Building Plan / Materials – Invoice / Proof of Building Materials being used / that will be used in the construction
Apply Now
For further queries regarding this product, please feel free to CONTACT US